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August 1, 2017

August 1, 2017

"Budgeting:  Know Where You
Stand Financially"

“Any enterprise is built by wise planning, becomes strong through common sense, and profits wonderfully by keeping abreast of the facts.”  Proverbs 24: 3 TLB

You’re wise with your money when you know where it is, where it’s going and where it’s coming from.  Some people say money talks.  When you don’t pay attention, it also walks.  

One of the reasons you want to know what you own, what you owe and where it comes from is because that helps you to plan.  If you don’t keep good records and you own a credit card or more, it can get you into a lot of trouble pretty quickly.  It can actually lead you to disaster.

There’s a gentleman in the Sunday paper who suggests that you only spend cash.  Don’t take your credit card with you.  He also suggests you only own one credit card for your convenience.  That might be difficult.  

At the same time, if you are having money problems it might be the way to solve them.  If you know you can’t afford something, you shouldn’t buy it.  That sounds old fashioned, but is true.   

If you use a credit card do you pay the balance off every month?  If you don’t, check out how much it’s going to cost you on your bill.  That may help you make your decision to change. 

Make your list, know the facts of your financial situation and live accordingly.  Oftentimes our problem is not that we’re short of money.  It’s that we spend too much and aren’t prepared because we didn’t plan.

Peace in the Lord,

Pastor Don